The best part of travelling is collecting happy moments: trying a local dish, strolling past flower-filled squares, laughing with new friends and being moved by unforgettable scenery. But anyone with life experience knows that real peace of mind comes from being prepared for any situation.
An unexpected cold caused by a change in climate, a mild ankle sprain on a cobbled pavement or a regular medicine that goes missing are common mishaps that can happen to anyone. In moments like these, travel insurance becomes the most valuable companion in your luggage.
What is travel insurance and what does it cover?
Travel insurance is a temporary protection policy that guarantees medical, hospital and pharmaceutical assistance while you are away from home, as well as support for various logistical contingencies. Unlike a traditional health plan, which often has cover limited to your city or state, travel insurance goes with you wherever you are:
- Emergency medical and hospital expenses: Care at private clinics and accredited hospitals, in-person or telemedicine consultations and necessary tests at no extra cost.
- Cover for pre-existing conditions: Modern policies cover acute episodes or emergencies arising from pre-existing conditions (such as hypertension or diabetes) that occur during the trip.
- Medical transfer and medical repatriation: Safe, monitored transport to the most suitable hospital, or an assisted return home if the person's health requires professional supervision.
- Lost luggage and pharmaceutical expenses: Reimbursement for medicines prescribed by a doctor during care on the trip, and additional compensation in case of problems with luggage.
- 24-hour support centre in Portuguese: A telephone line and WhatsApp support always available to guide the traveller in their own language, immediately contacting the nearest medical team.
Insurance in Brazil or abroad: when is it necessary?
On international trips, such as our itineraries through the Southern Cone (Argentina, Chile and Uruguay), travel insurance with health cover is essential to ensure immediate access to excellent hospitals without depending on local public networks or paying large sums in foreign currency.
Even on domestic trips, travel insurance is an indispensable addition, as it covers expenses that the SUS (Brazil's public health system) or regional health plans cannot handle quickly in towns in the interior or in other states.
Mundo a Passeio's care for every traveller
At Mundo a Passeio, the health and comfort of our passengers always come first. On our group overland trips, we advise each traveller on taking out the policy suited to their age group and personal circumstances. In addition, our guides and travel agents stay close to the whole group, ready to call for medical support immediately at the first sign of illness.
Travelling well means travelling with people who look after you in every detail. Explore our itineraries and upcoming confirmed trips or chat with Ana Carla on WhatsApp to find out more about our expeditions.
Sources and references
- Resolutions of the Superintendência de Seguros Privados (Susep), the regulator of the insurance market in Brazil, on travel insurance plans.
- Guidance from the Ministério do Turismo on traveller safety and medical cover.
- Traveller assistance practices and preventive health management of Mundo a Passeio's caravans.
